Houston's Specialty Mortgage Advisor
37+ years of experience placing loans that conventional lenders struggle with — DSCR investment loans, foreign national financing, self-employed borrower solutions, builder construction funding, and first-time buyer programs. Serving homebuyers and homeowners across all of Texas and investors nationwide.
Tell us briefly what you need — we'll respond within one business day.
Five Loan Programs
From complex specialty loans most brokers can't place to first-time buyer programs — we handle the full range with the same direct, no-pressure approach.
Qualify on the property's rental income — not your tax returns. Ideal for real estate investors scaling a portfolio.
No U.S. credit history required. We work with buyers from Mexico, Latin America, and beyond to finance Texas real estate.
Bank statements, P&L, or asset-depletion qualify your income — not W-2s or conventional tax return math.
Ground-up construction and lot loans for local Houston-area builders. From land acquisition through certificate of occupancy.
FHA, VA, USDA, and low/no down payment programs for first-time buyers and veterans across Texas.
About Al Rodriguez
I'm Al Rodriguez — a mortgage broker and financing strategist based in the Houston area. With more than 37 years working across residential, commercial, and specialty lending, I've built the lender relationships that let me place loans other brokers can't.
My practice covers five lanes: DSCR investment loans, foreign national purchases, bank-statement loans for self-employed borrowers, construction-to-permanent financing for local builders, and FHA/VA/USDA programs for first-time buyers and veterans.
I help homebuyers and homeowners across all of Texas, and investors nationwide. You get direct access to me — not a call center, not a junior processor.
Free, No-Obligation
Drop your name and email — I'll review your scenario and tell you exactly where you stand. No sales pitch, no pressure.
Your information is never shared or sold.