Houston's Specialty Mortgage Advisor

When the Bank Says No,
We Have a Path Forward.

37+ years of experience placing loans that conventional lenders struggle with — DSCR investment loans, foreign national financing, self-employed borrower solutions, builder construction funding, and first-time buyer programs. Serving homebuyers and homeowners across all of Texas and investors nationwide.

37+ Years Experience
5 Loan Programs
$100M+ Max Loan Size

Get a Free Consultation

Tell us briefly what you need — we'll respond within one business day.

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Five Loan Programs

One Advisor. Every Type of Borrower.

From complex specialty loans most brokers can't place to first-time buyer programs — we handle the full range with the same direct, no-pressure approach.

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DSCR Loans

Qualify on the property's rental income — not your tax returns. Ideal for real estate investors scaling a portfolio.

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Foreign National

No U.S. credit history required. We work with buyers from Mexico, Latin America, and beyond to finance Texas real estate.

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Self-Employed

Bank statements, P&L, or asset-depletion qualify your income — not W-2s or conventional tax return math.

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Builder & Construction

Ground-up construction and lot loans for local Houston-area builders. From land acquisition through certificate of occupancy.

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First-Time & Conventional

FHA, VA, USDA, and low/no down payment programs for first-time buyers and veterans across Texas.

Al Rodriguez, Mortgage Advisor
37+ Yrs Lending

About Al Rodriguez

An Advisor Who Knows Where the Money Is

I'm Al Rodriguez — a mortgage broker and financing strategist based in the Houston area. With more than 37 years working across residential, commercial, and specialty lending, I've built the lender relationships that let me place loans other brokers can't.

My practice covers five lanes: DSCR investment loans, foreign national purchases, bank-statement loans for self-employed borrowers, construction-to-permanent financing for local builders, and FHA/VA/USDA programs for first-time buyers and veterans.

I help homebuyers and homeowners across all of Texas, and investors nationwide. You get direct access to me — not a call center, not a junior processor.

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Phone / Text
281-798-5655
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Coverage
Helping homebuyers and homeowners in all of Texas and investors nationwide

Free, No-Obligation

Not Sure Which Program Fits You?

Drop your name and email — I'll review your scenario and tell you exactly where you stand. No sales pitch, no pressure.

Your information is never shared or sold.